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What is Check My Cost Over 50s Life Insurance?

The Over 50s Life Insurance policy that we can connect you with is  available for Canadian residents only1. It can provide financial support to ensure your loved ones don’t shoulder the cost of your funeral alone. It can also be used to help with final expenses, outstanding bills, or even contributing towards your partner retirement fund when you’re gone.


We understand that health concerns and age can make it seem hard to find an affordable policy. But we’re here to connect you with protection that’s straightforward and designed for people over 50 – with no need for medicals or blood tests for approval – just a few health and lifestyle questions and you’re all good to go.

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Life insurance made easy

Ready to get coverage? You can get it in place in just three simple steps:
Step 1

Apply online

There are no medicals or blood tests needed to get your free quote - just a few health and lifestyle questions. Simply fill in our quote form to get started!

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Step 2

Get your quote

Our trusted insurance advisors will help you find affordable coverage that suits your needs in a matter of minutes.

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Step 3

Enjoy your protection

If you're eligible and happy with your quote, you can confirm your cover and get it in place right away. It’s that simple.

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Why choose Check My Cost?

We’re here to make life insurance straightforward and hassle-free for all Canadian residents. Our quick online quote can help you get coverage with a provider that works for you without the need for complicated paperwork.


Whether you have a young family and you’re thinking of their financial future, or you’re a Canadian considering life insurance for the first time, our providers are here to help. Wherever you are in life, we can find you the right protection to help with bills, final expenses or other debts. You don’t need to provide a medical or blood tests to apply, so it’s never been easier to be prepared for the unexpected and secure peace of mind.

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Frequently Asked Questions

Over 50s life insurance is a type of life insurance that will pay a lump sum to your loved ones when you pass away. If you’re a Canadian resident1 you are eligible to apply for a policy. You won’t have to provide a medical when you are applying, everything can be done over the phone. This coverage is not yet available in Quebec.

You choose a benefit amount that suits the needs of your loved ones when you apply for Over 50s coverage. This amount depends on both your age and how much you can reasonably afford to pay. If you are younger than the amounts you have access to will be higher. You’ll pay a monthly premium to keep your policy active. Depending on your policy type, your premium may increase based on your age. As long as you continue to pay this monthly premium you will be covered for the rest of your life, and the lump sum will be paid to your loved ones when you pass away.

We understand talking about death can be hard, but it’s important to do so to avoid your loved ones shouldering the costs alone. Right now in Canada, the price of a basic funeral and burial is increasing. Do you think your loved ones would be able to bear this cost at short notice? Over 50s life insurance can provide some certainty in knowing that there is financial support there to help out with these costs. It’s not just funeral costs either, some people can use it for things like paying outstanding debts and even leaving a gift behind.

The type of life insurance cover you need will depend on your personal circumstances. Here are some of the reasons you may consider taking out a policy:

To help protect against funeral costs – you could use an Over 50s Life Insurance policy to help cover costs associated with your funeral or other end of life expenses.

If you’re a homeowners – taking out life insurance while you have a mortgage can help you to protect your loved ones from outstanding mortgage repayments should you pass away unexpectedly. Once your claim has been approved the payout can be used towards your mortgage.

To help protect your dependents – if you’re married, you have children or you’re financially responsible for other individuals, you may need life insurance. If you pass away, this kind of cover can provide financial support for your dependents and retirement support for your partner.

Enjoy peace of mind today with Check My Cost

We’re here to help you make the right choice for your family. Begin by securing your financial future and get covered for life.

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Check My Cost is available to Canadian residents aged 18-80. We will match you with a provider based on your age. If you're between the ages of 18-49 we will connect you with family life insurance. If you're between the ages of 50-80 we will connect you with Over 50s life insurance. Not yet available in Quebec.